Discovery Health 2026 – What You Need to Know

The healthcare landscape continues to evolve, and Discovery Health has announced several important changes for 2026. As your trusted financial and healthcare partner, Proper Group is here to break down the key updates that will impact your cover, benefits, and premiums.

Premium Increases

For 2026, Discovery Health announced annual premium increases ranging between 6.5% and 7.9%, depending on your plan. While premium increases are always a challenge, Discovery aims to balance affordability with the cost of higher claims and expanding benefits.

Key Updates for 2026

• Deferred Premium Increase: 2025 rates will continue into early 2026, with new rates only applied from 1 April 2026, helping members ease into higher costs.

• New Smart Plans: Discovery has launched an expanded Smart Saver Series, including access to the Personal Health Pathway Fund, giving members more flexibility for day-to-day healthcare spending.

• Personal Health Pathway: This will focus on Sleep Action and Personal Health Challenges, empowering members to build healthier habits while unlocking rewards.

• Enhanced Cover: Discovery continues to offer one of the broadest medical aid networks in South Africa, now covering 58% of all South Africans on medical aid, and maintaining a strong solvency reserve of 31.6% – well above the industry average.

What This Means for You

While premiums are increasing, the benefits and support structures are also expanding. Whether you are looking at managing chronic conditions, exploring smart plans, or considering additional cover, Proper Group can guide you through the best option for your needs in 2026.

Get in touch with Proper Group for personalised advice and assistance in reviewing or changing your medical aid plan.