Tony

In today’s challenging economic environment, many South Africans are asking an important question: “Why pay more for a medical scheme when medical insurance is cheaper?” While affordability is a real concern, choosing healthcare cover is not simply about comparing monthly premiums. It is a long-term financial decision that can significantly affect your protection during serious illness or medical emergencies. At Proper Group, we believe informed clients make better financial decisions....

Currently, Vitality members can earn up to 25% back in Dis-Chem loyalty points on HealthyCare items at Dis-Chem and HealthyBaby products at Dis-Chem Baby City. However, Dis-Chem loyalty points linked to the Vitality HealthyCare benefit will be ending soon. From 1 April 2026, members will no longer receive Dis-Chem loyalty points. Instead, rewards for qualifying personal and family care items will be paid in Discovery Miles.

Choosing the right medical scheme is one of the most important financial and healthcare decisions you’ll make. With rising medical costs and annual contribution increases, having the right cover in place is no longer optional — it’s essential. South Africa currently has 71 registered medical schemes , serving more than 9.13 million beneficiaries  according to the Council for Medical Schemes (CMS) Annual Report 2024/25. While there are many options available, a small group of schemes dominate...