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Be sure to inform your insurer if your place of work has changed due to lockdown, as your risk profile may have changed.

If you are working from home now, driving your vehicle more – or less – for work purposes, or are not using your business premises, your insurer needs to know. This applies to household contents, vehicles and buildings. Your insurer will reassess the value of the risk and ensure the proper cover is in place, to ensure that you are covered in the event of a claim.

Reassessing risk is not only important during lockdown. To comply with your policy terms and conditions, you always need to communicate to your insurer any changes to your risk.

Click here to see why you should have your risk reassessed.

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